Health insurance: checklist

When obtaining a policy for residence or education in Ukraine, check its coverage, duration, payment method, and exclusions in order.

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1. Match the policy duration to the permit

Check that the policy for a temporary residence permit covers the entire permit period and that the student policy covers the study period.

1. Match the policy duration to the permitCheck that the policy for a temporary residence permit covers the entire permit period and that the student policy covers the study period.dmsu.gov.ua(Official site)
2. Check the coverageConfirm that emergency assistance, hospitalization, and ambulance costs are included in the policy.
3. Ask about the direct payment methodFind out whether the insurer in Ukraine, the insurer covered by mutual recognition, or the assistance company makes direct payments.
4. Review limits and exclusionsAsk the insurance company in writing whether you will pay the difference if the limit is exceeded and about the war and martial law exclusions.
5. Obtain the original policy and a copyPrepare both because the original policy and a copy are required when applying for a temporary residence permit.dmsu.gov.ua(Official site)

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